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The 1968 Federal Fair Housing Act allows for some home owners to discriminate in housing under certain conditions. Although the 1968 Act allows for discrimination, the Supreme Court Decision of 1968, Jones v. Mayer states that no one may discriminate in housing based on racial grounds. In other words, one cannot discriminate against […]
Dual agency exists when the same Broker-in-charge is representing the buyer and the seller in the same transaction. Note that I said Broker-in-charge, not a real estate agent. You may find that one real estate agent is representing the seller and another real estate agent is representing the buyer, but, if both real […]
Many real estate agents and home buyers or sellers do not know the difference between a REALTOR® and a Real Estate Agent. They are often used interchangeably and that is not correct. There are differences between the two. You often see real estate agents that are not REALTORS® using the trademark. This goes to […]
Mortgage Fraud
Predatory Lending all across the country seems to be a big concern. This concern comes from the Sub Prime lending when it became the American Trend. Predatory lending is the practice of using a borrower’s ignorance against them for profit. It is an assertive practice for some lenders in the sub prime market.
A sub-prime […]
As defined by Internet Crusade and the National association of Realtors “An e-PRO is a REALTOR® who has successfully completed the e-PRO training program for real estate professionals. Endorsed by the National Association of REALTORS®, the e-PRO course teaches professionals the nuts and bolts of working with real estate on-line: Web sites, e-mail, on-line tools, […]
Designations in Real Estate are so often overlooked. Education can make all the difference the world. Knowledge is everything!! If you want to succeed in the world of real estate, you need to continue to educate yourself. Designations will help you increase your skills, knowledge, and productivity. There are several designations that are available […]
Rural Development Loans are 100% loans that require no down payment. Seller
may pay the homebuyer’s closing costs and prepaids, which lowers the total
cash required from the home buyer’s own funds for the purchase of their new
home. Homebuyer may also borrow up to the appraised value of the home.
This program may allow buyers have […]
Appraiser Licensure Changes
Summary of the 2008 Real Property Appraiser Qualification Criteria
The Real Property Appraiser Qualification Criteria was revised in February of 2004. However, the revisions will not be implemented until January 1, 2008. That is almost four years later. The reason for the delayed implementation is due to the possible impact it could have on […]
The cost of starting your real estate business can vary greatly between new real estate agents for all kinds of reasons. However, this is an excellent question and deserves some attention. Let me begin by saying we must break down this question into two parts. One, the cost involved in meeting the […]
The short answer to this question is that you must work under a Broker-in-charge of a Real Estate Company for the first three years as a licensed agent. The reason is because you must either be a Broker-in-charge or you must work under the supervision of one. South Carolina License law requires new […]